experienced professionals offer quality support

About NewRate Lending

Call (949) 732-0624 today and let us go to work for you!

Buy a home, today!

Founded in 2012, NewRate Lending is a full-service mortgage bank that operates out of Irvine, California. With a family-oriented corporate culture and proven track record of success, we aim to make the mortgage loan experience simple, enjoyable and transparent from start to finish for all parties involved.

Whether you are looking to purchase a home or refinance your current home, we offer a variety of mortgage options. One size doesn’t fit all, so your loan officer will tailor a loan program based on your specific situation.

  • Conventional Loans
  • FHA Loans 203(K) and 203(B)
  • CalHFA/ Down Payment Assistance Programs
  • CalSTRS Loans
  • USDA Loans
  • Jumbo Loans
  • VA Loans
  • Fixed & Adjustable Rate Loans
  • Low & No Down Payment Options
  • Reverse Mortgages
  • Non-QM
  • and many more!

NewRate Lending's experienced professionals offer quality support throughout the entire process. Call (949) 732-0624 today and let us go to work for you.

NewRate℠ Lending is a proud supporter of Wounded Warrior Project, which provides programs and services to honor and empower injured US service members.

Licensed by the California Bureau of Real Estate, NMLS # 1337700

Welcome to NewRate Lending!

See what our clients are saying about us

The whole team makes it a point to make you feel like you picked the right lender. They answered all Our concerns in a timely manner and made sure we got the lowest rates possible. They are a great company to work with and I can't recommend them enough

Michelle A.

The rates that we got are very good! I can't thank Rick enough for helping us with everything!

Carlson M.

Great customer service and a very honest group! Answered all my questions and didnt pressure me at all. Enjoyed the process and will refer NewRate Lending to my friends and family!

Amar W.

View Testimonials

Questions? Call us for a free consultation at

(949) 732-0624

All calls to this number are free of charge.

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Start your mortgage application today

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